Currency converter
The exchange rate shown is a mid-market rate, the midpoint between the buy and sell rates on global currency markets. Your actual exchange rate may be different depending on the market and any fees. Our calculator provides an estimate only and is for illustrative purposes.
1 GBP = 1.32231 USD
UK residents. Ts&Cs apply.
Spending abroad never felt like Monzo
Track spend and shared costs in the app, freeze or replace your card from anywhere, and always get Mastercard's exchange rate with nothing extra on top.
Settle up in seconds
Group spending made easy with Monzo Split.
Always in control
Avoid doing sums on the spot with real time exchange rates in the app.
Fee-free spending
Pay anywhere and in any currency – with no foreign transaction fees or hidden costs.
Card-freeze
Freeze and unfreeze your card in the app if it goes for a walkabout.
Over 15 million customers
bank with Monzo
Your eligible money in Monzo is
protected by FSCS up to
£120,000 per person
We're a fully licensed UK bank,
just like a high-street bank
Transfer internationally like it’s just next door
See transparent fees and transfer in a few taps with Monzo’s international payments. Depending on the currency, you may need a Wise account.
38 currencies
Transfer money internationally, from GBP to 38 currencies.
24/7 on-app support
We’re on hand to answer your transfer questions.
Quick and simple
Over half of our international bank transfers arrive in seconds.
How it works
Monzo makes sending money abroad simple and transparent. Just follow these steps in the app:
Step 1. Open your Monzo app
In your Monzo app, go to Payments and tap Transfer internationally.
Step 2. Enter amount and details
Enter how much you’re sending, choose currency and add your recipient’s bank details.
Step 3. Confirm and send
See the exact rate and fee upfront. Confirm your transfer and we’ll handle the rest. Fees and charges apply. See an overview of Monzo fees here.
15 million personal and business customers have changed the way they bank
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Fee-free spending abroad
Quick international transfers
Real-time spending notifications
Spending around the world
with Monzo
Learn how to manage your money abroad – whether you’re taking a trip overseas, or moving to another country.
Popular currency conversions and destinations
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Questions? Answers.
What is a currency converter?
A currency converter is a handy tool that helps you quickly see how much one currency is worth in another. So, if you're wondering how many euros you'll get for your pounds, or what that new camera will cost in dollars, a currency converter gives you the answer instantly.
Where does the exchange rate come from?
The exchange rate is the value of one currency compared to another. It's determined by global financial markets, influenced by things like economic stability, interest rates, and supply and demand. Our currency converter pulls these rates directly from reliable, real-time data sources to give you an accurate view.
Is the exchange rate shown on the converter the exact rate I'll get?
Our converter shows you the live mid-market rate. While it's a fantastic guide, the exact rate you get when you make an international payment or spend abroad can vary. That's due to things like market fluctuations or how your bank applies the rate at the exact moment of your transaction. With Monzo, we aim to give you the Mastercard exchange rate, which is very close to the mid-market rate - with no extra fees from us.
How often are the exchange rates updated?
Our currency converter's exchange rates are updated in real-time. This means you're always seeing the very latest mid-market rates, helping you make informed decisions when planning your spending or transfers.
Can I convert any currency using this tool?
Our converter tool allows you to see the exchange rate for almost any global currency. The rate shown is the live mid-market value and is intended for informational use only. For actual international money transfers, we currently offer 38 major world currencies. Just select the currencies you're interested in from the dropdown menus to get started.
What is the mid-market rate?
The mid-market rate is the true, real-time exchange rate between two currencies. It's the midpoint between the buying and selling price of a currency on the global market, without any markups or fees added by banks or exchange services.
Does Monzo charge fees for international spending or transfers?
With Monzo, you can spend in most currencies abroad with no fees from us. We'll charge you the Mastercard exchange rate and nothing extra. For international transfers, we also aim to be transparent about any fees upfront so there are no nasty surprises.
Why might the rate I get be different from the converter's rate?
While our converter shows the live mid-market rate, the actual rate you get from a bank or provider might differ slightly. This is usually because other providers often add their own markup or hidden fees on top of the mid-market rate. With Monzo, we use the Mastercard exchange rate for spending, and clearly show any transfer fees upfront, so you always know what you're getting.
Can I use this calculator to plan my travel budget?
Absolutely! You can easily estimate how much your local currency will be worth in your destination's currency, helping you get a clearer picture of your spending power abroad before you even pack your bags.